No. Even if your account balance is zero, your real account will still work.
Once your online account application has been completed and approved, you will receive an email notifying the account is open, along with your account number, password and instructions on how to access the account.
A forex swap is the interest rate differential between the two currencies of the pair you are trading, and it is calculated according to whether your position is long or short. The swap charge is applied should you hold the position at the daily rollover point, which is 00:00 server time and known in forex trading as 'tomorrow next' or 'tom next.'
You cannot change your account type while you have open positions. However, once all of your positions have been closed, you can apply to change your account type. To do that, please contact our customer service team or your account manager directly.